Chase Ink Cash – 90K Bonus 💳💸
Chase just returned with the Ink Business Cash® Credit Card highest-ever public offer — and it’s 🔥: 90,000 Chase Ultimate Rewards® points (or $900 cash back) after spending $6,000 in the first 3 months.
Why This Matters
Annual Fee: $0 🙌
Biggest Bonus Ever: Previous highs were 75K / $750.
Transfer Power: While it’s marketed as “cash back,” points can be combined with a premium Chase card (Sapphire Preferred, Reserve, or Ink Preferred) and transferred to partners like Hyatt, United, and Singapore Airlines for even greater value.
Ongoing Perks That Shine 🌟
5% back (5x points) on up to $25K each year at office supply stores(STAPLES!), internet, cable, and phone services.
2% back (2x points) at restaurants & gas stations (up to $25K per year).
1% back everywhere else.
Free employee cards to rack up rewards faster.
My Take 📝
This is a no-annual-fee card with a monster bonus. For small business owners (or even side hustlers who file 1099 income), this card is one of the best plays out there.
💡 If you pair it with a Sapphire or Ink Preferred, those 90K points could easily stretch into $1,200–$1,500+ of travel value.
📌 Personal Angle
My wife actually got the Ink Cash last month at 75K. We’ll try asking Chase to match the new 90K offer — they’ve done this before for us (e.g. we got our IHG card matched from 140K → 175K a couple years ago). We'll keep everyone updated on how this plays out.
Even better: if you play this with a Player 2 referral strategy, you can stack:
20K referral points (sometimes it goes up to 40K, YMMV)
90K from the new cardmember
👉 That’s potentially 110K–130K points total from one application.