✈️ January 2026 Transfer Bonus Guide 💡
✨ It’s been a few weeks — happy New Year!
Now we’re back at it again with the transfer bonuses to start out the year.
Here’s what’s live right now across Amex, Chase, Citi, and Capital One 👇
💳 Chase Ultimate Rewards
➡️ Up to 25% Bonus to Air Canada Aeroplan
Valid for transfers completed through TODAY Jan 5, 2026 (ET).
1,000 UR pts → up to 1,250 Aeroplan pts with the bonus.
➡️ 70% Bonus to IHG One Rewards
Valid through Jan 15, 2026 (ET).
1,000 UR pts → 1,700 IHG pts with the bonus.
💭 Aeroplan is great for Star Alliance award flights (especially United, Air Canada, ANA, etc.), while IHG points can be valuable for hotel redemptions ONLY if you have a specific redemption in mind.
💳 Citi ThankYou Rewards
➡️ Currently no widely published Citi transfer bonuses confirmed for January 2026.
Recent bonuses (like Qantas) expired in late 2025.
💭 Citi sometimes tests targeted bonuses — check your TYP dashboard for offers.
💳 American Express Membership Rewards
➡️ No major public transfer bonuses currently live from Amex as of early Jan 2026.
That includes bonuses like Virgin Atlantic or Flying Blue that recently expired at the end of Dec 2025.
💭 Keep an eye on your inbox — Amex sometimes offers targeted bonuses that aren’t broadly advertised.
💳 Capital One Miles
➡️ No publicly reported Capital One transfer bonuses at the moment.
💭 Standard transfer ratios still apply — so only transfer when award space is confirmed.
🚀 Bottom Line
January’s transfer bonus lineup is lighter than usual, but there are still solid opportunities — particularly with Chase Ultimate Rewards transfers to Aeroplan. While the year is starting off quietly, this is typically just the calm before a wave of stronger bonuses and announcements.
Always confirm award availability before transferring since points moves are final and bonuses are temporary.