Banking Basics

Banking Basics, our second free financial wellness guide created with the community in mind. This guide is designed to help you begin exploring banking products, understand the basics, and build confidence in your financial journey.

Inside, you’ll find:

01 | Why Banking Matters

Learn how banks and credit unions can help you manage, protect, and grow your money.

02 | Types of Banking Accounts

Explanations of checking, savings, high-yield savings (HYSAs), and money market accounts (MMAs).

03 | Smart Banking Habits

Tips to avoid overdraft fees, set alerts, use direct deposit, and track your spending.

04 | Opening a Bank Account

What documents you need and how to understand the terms before signing up.

05 | Banking Options for ITIN Holders

Information to help you navigate banking if you use an ITIN instead of a Social Security number.

06 | Resources

Helpful tools and links to continue learning and taking empowered steps with your finances.

Disclaimer: This booklet is for educational purposes only and does not constitute financial, legal, or medical advice. Always consult a qualified professional for guidance tailored to your individual circumstances. By downloading this guide, you’ll also be added to our email list, allowing us to share gentle updates, new resources, and community offerings with you. You’re always free to unsubscribe anytime.

These guides are created for you and the community, at no cost, with the intention of helping you feel empowered, supported, and confident in taking your next steps with money. 💛