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Harry grew up in the NYC suburbs on Long Island. He studied Finance and Economics at American University in Washington DC where he met Nick and began taking his finances a little more seriously. From budgeting for ramen back then to leading software sales teams today, Harry looks to continue his personal finance journey and share the lessons and mistakes learned along the way. When he’s not trying to max out credit card points, Harry is an amateur photographer, house flipper, and road tripper.

Nick grew up in Southeastern Massachusetts on the Rhode Island border. He studied Business Administration and Russian Language at American University in DC. Since graduating, Nick's path has taken him through Brooklyn, NY and to Portland, OR which he currently calls home. A tech-enthusiast and data-junkie, he works in IT system administration and loves the nitty-gritty numbers side of personal finance. When he's not behind his desk, Nick enjoys running, rock-climbing, and hiking with his dog.