Monday, November 18, 2024
"SPEND WELL, LIVE RICH: How to Get What You Want with the Money You Have"
by Michelle Singletary
This mini-review bounces off the post "How the 'Hundred-Dollar Holiday' changed my perspective on gift-giving." I wasn't finished with the book when I wrote it, but the "Hundred-Dollar Holiday" was something I had to stop and discuss with my partner. And it turned out to be one of the most important money discussions we ever had.
Now that I've finished, I've concluded EVERYONE needs to read this book!
A LOT of the statistics are outdated, but, if you compare them to today, they're still trending how they're shown in the book. And they still prove her points.
I grabbed this book due to my being ADHD and having issues with impulsive spending. I'd like to say "in the past", but there are times I've put money on a Kickstarter project, went, "The fuck are you doing? You're unemployed and need to save the unemployment money!" and then cancelled the pledge. Or I'll see an ad on social media and go, "Oooo!... Wait..." While there was no set of instructions on how to curb impulse spending, the book didn't need it. Questions were asked instead.
It, basically, boiled down to, "What are your financial goals?"
My partner is worried we'll be working into our 70s; we don't want that. We want to be living in a house, so we can adopt kids. We need to be saving for the kids' education.
I don't want to worry about money my entire life. I want to have enough money to have fun guilt-free.
These are needs and wants.
10/10
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About the Author
MICHELLE SINGLETARY's Washington Post column, "The Color of Money," is syndicated in more than 100 newspapers across the country. She is a frequent contributor to NPR. She has appeared on NBC, ABC, CBS, CNN, Nightline, The Oprah Winfrey Show, The View, and The Dianne Rehm Show. She has also advised National Football League rookies on personal finance. Singletary is a graduate of the University of Maryland and has a master's in business from the Johns Hopkins University. Singletary has covered business and personal finance, first for the Baltimore Evening Sun and then for The Washington Post. She lives in Maryland with her husband and three children.
I finished a book listed on the Current TBR Tower, under Library Haul!
This is a "mini-review" because it has to fit the 2,000-character space of an Instagram post, including the tags.
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