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Thank you for reading my thoughts on the economy, markets, and investment strategy. I have decided to make all subscriptions free in hopes that the things I have learned during my five decades as an investor can be of help to as many readers as possible.

From time to time, readers contact me wanting to express their thanks for ideas that have been of particular value to them. I have added the "Let's buy someone a coffee" button to allow them to do so. As a thank you, I pledge to match the gifts with funds of my own and to give 100% of the proceeds to charities, persons, or families in need. I will report on the people we have helped along the way in the substack newsletter at https://drjohnrutledge.substack.com/ .

I thank you for your kindness on their behalf.

Dr. John