Maximum Available Cover Amounts

Main Insured & Spouse: Up to R50,000

Parents & Extended Family: Up to R30,000

Children: Up to R30,000 (dependent on age)

Core Policy Features & Rewards

5-Year Cashback Reward: Receive all premiums paid in the fifth year back in cash for every 5 claim-free years.
FREE Member Funeral Benefits: Up to R22,500 in total value when 🔗AVBOB Funeral Service conducts the funeral (requires 24+ months of paid premiums):

🔌 Basic Funeral Service valued at R14,000 (includes mortuary, coffin, hearse, lowering device, graveside tent, and 20 chairs).

🔌 R3,000 immediate cash payment upfront for initial expenses.

🔌 R3,000 discount on a tombstone, cremation, or aquamation.

🔌 Free transport of the deceased within South African borders.

Accident Benefit: Doubles the payout (up to R20,000 additional) for the main insured in cases of unnatural death. No waiting period applies after the first premium is paid.
Survivor & Breadwinner Benefits: Provides 6 monthly income payouts to surviving spouses upon death, and waives future premiums for surviving dependents if the primary policyholder passes away.
Retrenchment Holiday: Up to 6 months of premium holiday if involuntarily retrenched.

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