Chase Sapphire Reserve’s New 125k Sign-On Bonus 🚀
Many thought the Sapphire Reserve’s welcome bonus would fall back to the usual 80,000 or even 60,000 points. Instead, Chase flipped the script and surprised with the biggest offer ever: 125,000 Ultimate Rewards® points after spending $6,000 in the first three months. This sets a new benchmark for the card and puts it back in the spotlight as a premium travel powerhouse.
💎 What’s Inside This Fat Bonus?
125,000 bonus points — the highest Reserve bonus to date
A required $6,000 spend within the first three months to unlock the reward
The spend is slightly higher than the $5,000 requirement from the last big offer, but this time you’re rewarded with points that never expire, instead of a limited-time $500 travel credit
🌍 Why This Bonus Matters
🛫 Unmatched Value – 125k Chase points can unlock luxurious travel: think business-class flights or upscale hotel stays when transferred wisely to partners
💼 Offsetting the High Fee – The Sapphire Reserve comes with a hefty $795 annual fee, but with its roster of travel perks and this elevated welcome bonus, you can still come out ahead in year one
🏆 Best in Class – This bonus now positions the Reserve at the very top of the premium travel card pile
📋 New Eligibility Rules: What You Need to Know
Chase has tightened the rules for earning a new welcome bonus on Sapphire cards:
Even if more than 48 months have passed since your last bonus, you may still be ineligible if you’ve previously held the same card or opened other Sapphire cards
You can now hold both the Sapphire Preferred® and Sapphire Reserve® simultaneously, but bonus eligibility isn’t guaranteed
Chase has also introduced a new eligibility pop-up during the application process. It notifies you before submitting whether you’re eligible—without a credit check impact if you stop. This follows the lead of Amex and Capital One, and it’s a welcome move that saves applicants from wasting a credit pull
🏁 Final Thoughts
Instead of dropping back to 80k or 60k, Chase shocked everyone by pushing the Sapphire Reserve® bonus to a record-high 125k points. While the spend requirement is a bit steeper, the trade-off is much stronger: points that never expire and premium travel value when paired with the card’s perks.
I just picked up the CSR myself 🎉, but I’ll probably ask P2 to grab this card soon — it’ll be perfect to help cover flights, hotels, and dining on our upcoming trip to Madrid and Barcelona 🇪🇸✨.
And with Chase now offering a bonus eligibility pop-up, it’s easier than ever to apply confidently—no wasted credit pulls, just like with Amex and Capital One.