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5/10/24
Debbie (and What You Need to Know BEFORE Signing Up)!
Debbie, a financial app I've seen in Referral World a few times over the past year or longer, went viral with a new promotion yesterday. The promotion: $5 signup bonus and $20 referral bonuses. Referrals who'd previously signed up for Debbie started referring it across referral groups and socials, assuming the terms to trigger the bonuses were the same. As a result, misinformation was spread far and wide with this now-viral promotion.
1) The biggest piece of misinformation spread was that connecting a bank wasn't required or that people just needed to link any bank. (INCORRECT) Debbie switched things up this time around, now requiring that new members link one of two partnered credit unions: LFCU or UFCU. According to the Debbie representative I spoke with, UFCU does not require a donation or a minimum deposit, whereas LFCU does have this requirement.
2) Additionally, some referrers promoted that there's a one-time donation workaround to bypass linking to/applying for those credit unions. I confirmed with the Debbie rep that this is not the case.
3) There is a $500 cap on the referral bonuses (25 friends).
4) There is no credit pull (hard or soft) unless you apply for a Rate Crusher loan inside the app.
Debbie is legit and pays out, but the requirements they've implemented should be considered before deciding to sign up. Hopefully, referrers who have been and/or are currently mispromoting Debbie will realize that things have changed since they signed up and start promoting Debbie correctly. Email screenshots below:
5/9/24
Lofty AI's $50 Bonus Promotion - The Fine Print!
https://lofty.ai/refer?grsf=lsc321
I noticed today that Lofty AI is resurfacing in Referral World. Lofty is a site I signed up for in late 2022 and promoted for a few months in my monthly referral list, but I eventually removed it in April 2023 since few were signing up for it (and there was also a 90-day waiting period at the time).
Lofty's current promotion is being advertised as a $50 signup and referral bonus and as TESTING. I can confirm that Lofty is legit, and the promotion comes with fine print. While the person signing up gets a $50 gift certificate to use towards a property once registered, the referrer will only get a $50 bonus if their referral invests $250 or more within 30 days of signing up.
Lofty's referral terms page is quite vague. Having a feeling there was some "fine print", I reached out to Lofty via chat and received this reply:
SoFi Money Lowers Referral Bonuses, Increases Deposit Requirement!
https://www.sofi.com/invite/money?gcp=4ed7f299-9bab-4c4d-ac9b-8e2eb4c1b52c&isAliasGcp=false
SoFi Money - aka SoFi Checking & Savings - recently changed their referral promotion. Those new to SoFi and signing up through a referral link now need to fund their account with $50 or more, which will get them a $25 signup bonus and their referrer a $75 bonus. SoFi has lowered the referral bonus - previously $100 - and increased the funding requirement from $10 to $50.
Reviewing their terms, it appears they made this change last month (perhaps towards the end of the month).
While not as good as their previous promotion, signing up is still beneficial if you want the $25 signup bonuses and $75 referral bonuses. Once you receive your signup bonus, you can do whatever you want with the $50 you deposit (withdraw/transfer/spend/etc.). See my featured post here. You can also check out all of SoFi's current promotions - ranging from $25-$1000 - here.
Special thanks to RWN supporter Kasey Eastep for this news tip!
Huge Thanks to Myranda, Jimmy, and Jacyln!
https://www.referralworldnews.com/webull
This is a quick note to say "THANK YOU!" to Myranda, Jimmy, and Jaclyn/David for taking me up on my Webull $40 Pay offer. While 14 people signed up through me this week, these three were the ONLY ones to complete the easy requirements of signing up, connecting their bank, and depositing a penny by last night's promotion deadline. And all three of them have already been paid out by me.
If you'd like to sign up for Webull in the future and be paid by me for doing it, email me, or else message me on FB - either here or here - and I'll be sure to reach out to you the next time I am paying! If you'd like to sign up to take advantage of Webull's current promotions, see my featured Webull post here.
5/8/24
Last Few Hours to Get $40 From Me!
5/9/24 update: this promotion and pay offer ended last night. Thank you to everyone who signed up, opened an account and deposited a penny through me!
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https://a.webull.com/TfjtecZTuk2AqwopCf
I still have one spot left that I need to be filled tonight. I'm offering you $40 through your choice of Cash App, Chime, MoneyLion, PayPal, Varo, Venmo, or Zelle if you:
live in the US and have a valid US ID
are new to Webull (having never signed up before)
will sign up through me, connect your bank, and deposit a penny no later than tonight (5/8) by 11:59 PM EDT
You'll also receive three fractional shares from Webull, which are guaranteed to be worth $9 (and potentially much higher)!
If you're interested, click here to email me ([email protected]) to ensure my spot is still open. You can also message me on Facebook either here or here. You can see my previous pay proof here.
Pay proof from this morning, when Myranda's penny deposit settled and we received our bonuses!
I Instantly Cashed Out Another $21 from Ownli!
https://www.ownli.co - Code 7975C7
Yesterday, I signed up for Ownli, which has been around a bit but has flown under mostly flown under Referral World's radar. Thanks to its generous $1-$6 signup bonus and $3 instant referral bonuses, Ownli is going viral now. I received and cashed out my signup bonus yesterday before I could even finish creating my featured Ownli post, and today, I cashed out another $21 from them in referral bonuses! Claim and redeem instantly to Amazon or Visa gift cards!
If you haven't signed up for Ownli, yet, I recommend you do! Check out my featured post here.
Fetch's $3 Referral Bonus Promo Ends Today!
https://fetchrewards.onelink.me/vvv3/referraltext?code=XRGUGB - code XRGUGB
If you refer Fetch, this is a reminder that their increased $3 referral bonuses promotion ends today.
For anyone unfamiliar, Fetch is a popular receipt-scanning app that's offering $1 (1K points) when you sign up and snap your first receipt! And through today, get increased $3 referral bonuses (normally $1)! Redeem your points for gift cards, including Amazon and several other options. More info here.
Stash's 12-hour-long StockParty (Ends at 11:59 PM EDT)!
https://www.stash.com/party/referral?stashcode=r_john_h88crts
Now through midnight Eastern Time, you can score free $NVDA stock from Stash's StockParty. Click here to log in and claim. And if you haven't signed up for Stash, yet, you can also score $20 in cash or stock (your choice) by signing up and depositing a penny or more. More info here.
5/7/24
VIRAL APP ALERT! Ownli's INSTANT $1-$6+ Signup Bonus, $3 Instant Referral Bonuses!
https://www.ownli.co - Code 7975C7
Ownli is a promising new app - new to me, anyway - that is starting to go viral, thanks to its generous $1-$6 signup bonus and $3 instant referral bonuses. I just signed up today and received AND cashed out my bonus before I could even finish making my featured Ownli post! Claim and redeem instantly to Amazon or Visa gift cards!
According to my research, the app itself has been around a bit, formerly called Park. But it's flown under the radar in Referral World until now. I recommend jumping on this and sharing your referral link to capitalize on the "early bird" bonuses! See my featured Ownli post here.
Pay proof courtesy of Jennifer Shaw. Jennifer's referral code is D9665C.
REMINDER: Scrambly's Increased $10 Affiliate Bonuses!
Last week, I reported on Scrambly's promotion that gets you unlimited $10 affiliate bonuses for 48 hours. I, myself, have 9 hours left of this promotion and would greatly appreciate you signing up through me if you haven't already. It couldn't be easier: sign up, earn $1, and withdraw instantly! You'll get:
600 coins just by signing up ($0.60)!
100 coins by completing your profile ($0.10)!
250 coins ($0.25) when you click BONUS > REDEEM and enter code FREE250 (all caps)!
As soon as you do that, you can withdraw instantly, which will trigger my referral bonus! Please be sure to withdraw immediately today so I can earn the increased $10 for your signup!
To redeem your 48-hour $10 affiliate bonus offer from Scrambly, click BONUS > REDEEM and enter CRAZY10 (all caps). You can also enter code BOOST30 which will get you a 30% coin boost for 24 hours!
I Have ONE Spot Left and am Paying $40 (Ends Tomorrow)!
https://a.webull.com/TfjtecZTuk2AqwopCf
I still have one spot left to fill for Webull's "Refer 3, get $500 or $1,000 in Apple shares. If you haven't signed up for Webull, yet, please sign up through me. The only requirements are that you:
Live in the US and have a valid US ID
Be new to Webull (having never signed up before)
Connect your bank and deposit a penny no later than tomorrow (5/8) by 11:59 PM EDT
If you're interested, click here to email me ([email protected]) to ensure my spot is still open. You can also message me on Facebook either here or here. You can see my previous pay proof here.
5/5/24
¡Feliz Cinco de Mayo!
https://www.history.com/topics/holidays/cinco-de-mayo
RWN wants to wish everyone who celebrates Happy Cinco de Mayo! Fun fact: Did you know today is NOT Mexican Independence Day (Mexico's most important holiday)? Cinco de Mayo commemorates Mexico's victory over the Second French Empire at the Battle of Puebla in 1862. Click here for more info on the history of Cinco de Mayo. With it falling on a Sunday this year, there may very well be parades, street food, block parties, mariachi competitions, and baile folklórico in your area. You should be able to find out more by searching Google and other search engines and/or social media. 
Webull's "Refer 3, Earn $500" Promo Ends 5/8, and I'm Paying!
https://www.referralworldnews.com/webull
If you're referring Webull right now, this is a reminder that their targeted "Complete 3 referrals & get either $500 or $1000 worth of AAPL shares" promotion ends 5/8 at 11:59 PM EST.
And if you haven't signed up for Webull, live in the US, and can deposit a penny no later than 5/8, I have one more spot needing to be filled and am paying $40 for you to fill it (I pay once we receive our bonuses in 2-4 business days when your deposit settles)! I haven't decided if I'll pay for signups past my first three; if I do, it will be $15 since the remaining bonuses for the current Webull promotions are only $30+.
To take me up on my $40 pay offer, you MUST email me before signing up or message me through Facebook to ensure I still have the spot left for you. Webull's promotion and my $40 pay offer ends on 5/8/24 at 11:59 PM EST (or once it's filled, whichever happens first).
Aven's 20 Monthly Referral Bonus Limit!
http://aven.com/advisor - code BRETT92523
Last week, I signed up for Aven Advisor and was able to refer and earn $198 in just a few days (huge thanks if you signed up through me)! I learned today that Aven has a 20 monthly referral cap, making the code I previously shared ineligible for more bonuses this month. So, if you haven't signed up through me yet, please use RWN supporter Brett's code BRETT92523 to earn a $5 signup bonus and $1-$100 referral bonuses (up to $200 per month)!
I'd like to give a hat tip to Kane and Kayla for their assistance in determining the monthly limit since I couldn't find anything from Aven Advisor on the topic.
For more info on Aven, see my featured post here.
*9:58 PM PDT update: An earlier version of this article stated the monthly referral cap was $200. Aven sent me a notification tonight revealing that the cap is 20 referrals per month, regardless of the bonus amount earned from each referral.
Brandclub Lowers Bonuses from $8 to $7!
https://brandclub.com/appshare?referralCode=091fefdc-867f-4190-bfe0-90bacc05ab29
While I was on vacation the week before last, Brandclub lowered their signup and referral bonuses from $8 to $7. While I wish they would've gone the other direction and raised it $1 (or more), I highly recommend Brandclub if you haven't signed up, yet. It's one of the easiest apps to score bonuses from, and you only need to connect one active Albertsons, Amazon, Best Buy, Chewy, Fred Meyer, Kroger, Ralphs, Safeway, Sephora, Target, or Walmart account to trigger. You can earn additional bonuses by connecting additional active accounts from this list (an additional $12+ the last time I checked). Once triggered, the bonus hits your Brandclub account instantly, and you can withdraw to your choice of PayPal or Venmo as soon as you reach $10 with a turnaround of one business day and often even same-day.
For more info on Brandclub, see my featured post here. For more instant and near-instant bonuses, check out my Featured Instant Apps post. 
Apps Left Behind, Pt 5!
This is the fifth installment of RWN climbing up on its soapbox in elder fashion to remind Referral World of older apps with active bonuses that newer, shinier OTN apps have foreshadowed. In a sea of fly-by-nighters, bait-and-switchers, and "New! New! New!" viral apps, these "tried and true" apps have been around the block, have proven themselves time and time again but have flown under the radar in recent months (or even years):
InboxDollars - https://www.inboxdollars.com?rb=114537724 - $5 signup bonus, $1 referral bonuses - Earn cash for things you do every day, like reading emails, taking surveys, watching videos, playing games, and more! Note that InboxDollars used to have a different structure where the bonuses were smaller but they offered lifetime earnings on referrals' earned bonuses (and I believe it even included those referrals' referrals' bonuses).
MooMoo - https://j.moomoo.com/00PpmI - Get 7 fractional shares, each valued at $5 (as of 3/14/24, $35 total), when you deposit $100 and leave it in your MooMoo account for 60 days.
Revolut - https://www.referralworldnews.com/revolut - No signup bonus, but Revolut offers great referral bonuses ranging from $50-$120+ for up to 5 referrals during the promotion period. To be a successful signup, you must open a free account, deposit $30 or more, and make three $10+ purchases. You can also create virtual cards on the fly, which work for Instacart.
I'm Looking for Facebook Referral Group Mods!
Are you active on Facebook and interested in moderating one or more of the popular referral groups I manage? I've got a handful of groups we could use your help in! If you already follow me on Facebook - here or here - you can send me a direct message to let me know you're interested. Or, fill out this online application, and I'll review it with my fellow referral group admins and get back to you!
Application Form - https://form.jotform.com/241255798175164
I'm only accepting serious inquiries, and we're only considering well-established Facebook accounts (one year or older with 100+ friends/followers).
Did you Know?
Did you know that while I publish a new issue of Referral World News each Sunday, I update each weekly post daily? For instance, I published seven articles last week. By yesterday, it contained 18 articles! Bookmark https://www.referralworldnews.com and check back throughout the week for the latest articles and updates!
Recap of Last Week's RWN:
PrizePool: Up to $100 Instant Bonuses, $500 Weekly Drawings (code 8B329)!
Scrambly's Increased $10 Affiliate Bonuses (48-Hour Code)!
RIP "Ginger Minge"!
Ibotta's Increased $7 Referral Bonuses (code UGQLQEG)!
Privacy Code Redemption Issue is Resolved (code H3S9S)!
Fetch's Increased $3 Bonuses (Ends 5/8, code XRGUGB)!
Webull's Fantastic (Targeted) Penny Deposit Promos!
May's List of 100+ Legit Bonus Opportunities!
I Earned Over $130 in Less Than 24 Hours from Aven (code JOHN85527)!
Rakuten's Coveted $40 Bonuses are Back through 5/13!
Happy May!
RWN's Back From Vacation!
Aven's $5 Signup and $1-$100 Referral Bonuses (code JOHN85527)!
Final Hours for MoneyLion's $10-$60 Bonuses (code $55BONUS)!
One Finance $20-$45 Bonuses Extended Through July 1st!
Stimulus Is Back (but Beware of Deceptive Promotors)!
Wishew Launches App, Delays Referral Withdrawals (Again)!
Privacy Referral Redemption Bug (code H3S9S)!
Have a Referral News Tip?
Please email me if there's any new app or referral news you think I should know about and/or would like to see featured in Referral World News! If you're a subscriber and it's an app I don't have yet, I may surprise you by including your link in the featured article!
And, As Always, Be Sure To Check Out...
RWN's Facebook Page: https://www.facebook.com/referralworldnews/
Follow JJ on Facebook: https://facebook.com/jjmego1 and https://www.facebook.com/jjmego2
You can check out all my signup/referral bonus opportunities here. There are over 100 sites/apps categorized with current bonuses and info! And if you have any questions, feel free to email me at [email protected]
Check out my profile, where you can follow me and find my latest posts! You can also follow me on FB (#1 and #2) and find more of my referrals at https://www.referralworldnews.com/referrals.