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1/15/26
Be Ready for Another Free $3K Cash Game Tomorrow! [Worldwide]
https://www.referralworldnews.com/go/gotgame
In case you haven't heard yet, the weekly live trivia game, GotGame.AI decided to run live mini games each weeknight this week (on top of its weekly Sunday games). I won two of the 4 games so far this week, winning $18 yesterday and $41 today). The next game is tomorrow at 8 PM EST (5 PM PST), a mini-game consisting of six questions for a $3,000 shared prize among the winners. This is a fun live game that literally pays out just for correctly answering the question, "Was this created by a human or AI?" To play these free live games, simply click this link, enter your phone number, and be online and ready to play come Sunday! Congratulations to all RWN readers who have already won this week!
Increased $10-$60 MoneyLion Bonuses are Back, Ends 1/27! PLUS $2K Giveaway to 50 Winners! [US]
https://www.referralworldnews.com/go/moneylion - code $55BONUS
My biggest moneymaker is back with its famous "Referral Rush" promo! Through 1/27, get an increased $10 signup and unlimited $10 referral bonuses from MoneyLion (double their standard $5 bonuses). Earn $50 more as you or your referees trigger the deposit bonus, which can be done through direct deposit or by making a $100+ transfer from within Current or Found.
On top of this, MoneyLion is still holding its $2,000 a Day Giveaway, where you can enter daily to win one of 50 $2K cash prizes! This promo ends 1/24.
MoneyLion has been my biggest earner month after month and topped my Biggest Whales list again in December ($6,840 earned, my highest month to date)! I've already earned $660 so far this month and over $45K since signing up (with more bonuses on the way). See my featured MoneyLion post for more info.
1/14/26
TopCashback's Increased $40 Referral Bonuses! [Ends 1/26; US, UK, FR, DE, CN]
https://www.referralworldnews.com/go/topcashback
TopCashback is rewarding US and Canadian members with unlimited $10 $40 referral bonuses through 1/26! There’s no signup bonus for new users, but your referees will trigger the $40 payout for you when they join and earn $10 in cashback within 180 days from signing up. You’ll get your own link, so you can start stacking $40 payouts right away. More info in my featured post here. And for more cashback bonuses, see my featured post here.
Be Ready for Another Free $2K Cash Game Tonight! [Worldwide]
https://www.referralworldnews.com/go/gotgame
In case you haven't heard yet, the weekly live trivia game, GotGame.AI decided to run live mini games each weeknight this week (on top of its weekly Sunday games). Tonight at 8 PM EST (5 PM PST), a mini-game consisting of six questions for a $2,000 prize pot will happen. This is a fun live game that literally pays out just for correctly answering the question, "Was this created by a human or AI?" To play these free live games, simply click this link, enter your phone number, and be online and ready to play come Sunday! Congratulations to all RWN readers who won on Sunday!
Stash Lowers Bonuses to $30. $50 Links Still Working! [US]
If you refer Stash, you may have noticed that the investment and banking app had been running an increased $50 promotion and reduced the bonuses to its standard $30. Great news, though, as it appears that the $50 referral links we had during the increased promotion are still advertising $50 and Based on a quick internet search, it appears they lowered the bonuses a week or more ago, yet I received another $50 bonus from someone who signed up just a few days ago.
YMMV, of course, and I expect that Stash will eventually expire the $50 version of the referral links. But if you grabbed your $50 referral link while the promotion was still running, it should still reflect the $50 today (I confirmed that my link still does). You can verify this by opening an incognito browser window and pasting your referral link.
If you haven't signed up yet, I highly recommend Stash, especially if you can snag this $50 bonus. You simply need to sign up, deposit $5, and you'll receive $50 in your Stash account within 1-3 business days. And you can withdraw your bonus to your bank in 90 days. Just be sure that if you're signing up now, the promo screen reflects $50, not $30 (new links reflect the $30 amount).
For more information on Stash, see my featured post here.
I've Now Scored $190 From Zenlit! [US]
https://www.referralworldnews.com/go/zenlit - code 817-804
Just a few days ago, I reported that I'd signed up for the new, viral app Zenlit and earned $70. Fast forward to this morning, where I've now earned $190 and already cashed out $100 of it for an Amazon gift card!
If you're not familiar with Zenlit, it's a brand-new driving rewards app that rewards you simply for being in a car, whether you’re driving or riding as a passenger. The app is available on both iOS and Android, requires no ID, and does not connect to or report to insurance.
New users earn 100 ZNLT tokens ($5 value) after signing up (use code 817-814), creating a free wallet in-app, and completing three separate trips as a driver or passenger (totaling five miles combined). Once completed, the refer feature unlocks, and you can earn 100 ZNLT for every referral ($5 value).
Rewards can be redeemed for gift cards, Visa rewards, or Bitcoin. Gift cards include popular U.S. brands like Amazon, Target, and Starbucks. There is a short waiting period of about seven days after signup before gift card redemption unlocks, and gift cards are capped at $100 total. Other redemption methods unlock later and are not subject to the gift card cap.
This app reminds me of Miles which was insanely popular a few years back (before the app got stingy, lowering bonuses and making withdrawals incredibly difficult). For more info on Zenlit, see my featured post here.
1/13/26
Set Your Clocks: Increased $10-$60 MoneyLion Bonuses Return Tomorrow Night! [US]
https://www.referralworldnews.com/go/moneylion - code $55BONUS
Set your clocks: Tomorrow night at 9 PM PST, my biggest moneymaker will be back with its famous "Referral Rush" promo! During this 2X bonus promo, new members get an increased $10 signup, and all members get unlimited $10 referral bonuses from MoneyLion. Earn $50 more as you or your referees trigger the deposit bonus, which can be done through direct deposit or by making a $100+ transfer from within Current or Found.
These "Referral Rush" promos typically run for two weeks. If this promo follows suit, I expect it will end around 1/28 (but will report once I know the exact end date).
Month after month, MoneyLion is my top-earning app. Just last month, I received $6,840 in bonuses. And this month, I've already received $600 (and counting). More info on MoneyLion (including how to easily trigger the deposit bonus) here.
New Chase Checking Promos: $400 Signup, $50 Referrals, $125 Teen Offer! [US]
https://www.referralworldnews.com/go/chase
Chase Bank just refreshed its checking bonuses and is offering three separate promos.
First, the main signup bonus changed. The former $300 bonus tied to a $500 deposit is gone. The new offer pays $400, but you now need at least $1,000 in qualifying direct deposits within 90 days to trigger it. This applies to new Chase Total Checking accounts opened through the current promo.
Second, referral bonuses are still one of the easiest wins. Chase continues to pay $50 per referral, up to 10 per calendar year. What's great about this is that your referral bonus does not depend on the other person making a deposit. As soon as they open an account through your link, you earn the bonus!
Third, there is a new teen bonus. If you have a teenager(s) aged 13 to 17, Chase is offering $125 per teen when you open a Chase High School Checking account. The parent or guardian must be a co-owner and have an eligible Chase checking account. Your teen needs to complete five qualifying transactions within 60 days. These can be debit purchases, Zelle, ACH credits, bill pay, or QuickDeposit. Once completed, the $125 posts in about 15 days. Multiple teens in the same household are eligible.
A note on triggering the $400 bonus. Historically, Chase has allowed certain gig app deposits to count as qualifying direct deposits. People have used DoorDash Driver, Instacart Shopper, Field Agent, and similar apps. A single direct deposit from these apps has triggered the signup bonus in the past. I'm uncertain if this method still works (YMMV). You must also keep the account open for six months, or Chase may claw back the bonus.
This is still one of the strongest bank offers right now, especially when you stack the $400 signup bonus, $50 referrals, and the $125 teen bonuses under one household. For more info on these offers, see my featured post here. And for more great banking bonuses, check out my featured bank bonus list here.
1/12/26
GotGame Happening Tonight, Every Day This Week! [Worldwide]
https://www.referralworldnews.com/go/gotgame
GotGame.AI has outdone themselves as they're holding a special game every day this week (through Friday): a mini-game consisting of six questions for $2,000 prize pot, and another game tomorrow (1/13). Both games at 8 PM EST (5 PM PST). To play these free live games, simply click this link, enter your phone number, and be online and ready to play come Sunday! Congratulations to all RWN readers who won on Sunday!
1/11/26
GotGame Happening Tonight! [Worldwide]
https://www.referralworldnews.com/go/gotgame
If you've been following RWN over the past couple of months, you already know that GotGame.AI has returned after an 8-month hiatus. I've already run 3 games since their return (hopefully fourth tonight).They're holding another game tonight at 8 PM EST (5 PM PST). It's free to join. Simply click this link, enter your phone number, and be online and ready to play come Sunday! Congratulations to the RWN readers who won $600 yestderday as well!
(screenshot from December)
1/9/26
$40 and counting! Free Phone, Number, Service, and Bonuses to Boot! [US]
https://www.referralworldnews.com/go/airtalk
Last month, I shared an incredible offer and referral promotion for folks who receive various forms of government assistance. AirTalk Wireless gives you a free phone (multiple to choose from) and free monthly service if you qualify for their Lifeline program. You can get up to a $10 signup bonus when you join through a referral link and stay active for a month. It includes up to 16GB of data, free shipping, and international calling to over 200 countries. Eligible programs include SNAP, Medicaid, SSI, TANF, and several others, or if you meet Lifeline's income-based eligibility.
After you are approved, AirTalk also pays up to $25 per referral for each active signup (unlimited referral bonuses)
Since signing up for and sharing this Airtalk promotion, I've already received $40 in bonuses just from the initial signups, with more on the way. You know how much I love signup and referral bonuses, and the new phone and number make earning these even easier. More info here.
For those of you who signed up through me, please remember to finish your application so you can get your free phone, number, service, and signup bonus!
Extrabux - $20 Signup, $5 Referrals + 5% Passive Earnings [Worldwide]
https://www.referralworldnews.com/go/extrabux
Over the holidays, I signed up for a new (to me) cashback portal. I did so because I was shopping for a new sideboard/credenza and found the perfect one on Hulala. I trained myself long ago to, whenever possible, go through a cashback portal to earn cashback. I searched "Hulala cashback" and only found two portals offering cashback. Extrabux was one of these, offering an impressive 12% cash back rate.
I did a little more digging and found that Extrabux also runs a referral promotion (my love language). I asked around and found that a fellow referrer and RWN supporter refers Extrabux, so I used their link. I earned $69.60 in cash back just from my single purchase. And once the purchase is confirmed, I'll also receive some of my signup bonus!
Enough about me and my shopping/earning experience. If you ever shop online, I recommend adding Extrabux to your arsenal. You'll get up to a $20 signup bonus (incremented by $5, based on your purchases and total cash back earnings within 6 months). You'll also get $5 referral bonuses plus 5% passive earnings on your referrals' earnings for the first year. Extrabux is worldwide and also offers perks such as daily spins to earn extra cashback and more. More info here. And for more cashback apps, see my featured list here.
Amazon Visa's Instant $150 Signup Bonus Promo! No Spend Requirement! [US]
https://www.referralworldnews.com/go/amazon
It's not just cashback apps offering special bonuses. If you missed Amazon's incredible $250 holiday signup bonus promo, all is not lost. While not as high, Amazon just started a new $150 instant signup bonus for existing Prime members who sign up and are approved for their Prime/Visa card. This is over higher than their standard $60 signup bonus. You can also earn instant $50 referral bonuses for each successful referral (up to $500 per year). Limited-time offer. More info here.
OKX's New $200 Signup, $200 Referrals Promo! [Ends 1/20; US]
https://www.referralworldnews.com/go/okx
OKX just started a new promo. You can earn a $200 signup bonus and up to $1K in referral bonuses through 1/20. To earn the deposit bonus, just sign up, complete the KYC verification, deposit $200 or more, use it to buy USDG (stablecoin), and hold for 30 days. And you can earn a $200 referral bonus for the first five people who sign up using your link and do the same.
Additionally, OKX is running a crypto drop promo where you earn extra crypto simply by holding crypto in your account (note that USDG is excluded from this drop promo).
More info in my featured post here.
Two Days Left to Score Stash's Free Netflix Stock [Ends 1/11; US]
https://www.referralworldnews.com/go/stashstockparty
Now through 1/11 at 11:59 PM Eastern Time, you can score free Netflix stock (NFLX) from Stash's StockParty. Click here to log in and claim. And if you haven't signed up for Stash, yet, you can also score $20 $50 in cash or stock (your choice) by signing up and depositing $5 or more. $50 referral bonuses as well, up to $1,000 in bonuses per year. More info here.
I've Already Scored $70 From Zenlit! [US]
https://www.referralworldnews.com/go/zenlit - code 817-804
A brand-new driving rewards app went viral in Referral World a few days ago, and since signing up the other day, I've already scored $70 (and counting)! Zenlit rewards you simply for being in a car, whether you’re driving or riding as a passenger. The app is available on both iOS and Android, requires no ID, and does not connect to or report to insurance.
New users earn 100 ZNLT tokens ($5 value) after signing up (use code 817-814), creating a free wallet in-app, and completing three separate trips as a driver or passenger (totaling five miles combined). Once completed, the refer feature unlocks, and you can earn 100 ZNLT for every referral ($5 value).
Rewards can be redeemed for gift cards, Visa rewards, or Bitcoin. Gift cards include popular U.S. brands like Amazon, Target, and Starbucks. There is a short waiting period of about seven days after signup before gift card redemption unlocks, and gift cards are capped at $100 total. Other redemption methods unlock later and are not subject to the gift card cap.
Being that this is so new, there's plenty of earlybird opportunity, though it is stated to end 1/31. It's already paid out (my referrer was already paid $100 in gift cards). For more info, see my featured post here.
Great News for MoneyLion Members! [US]
https://www.referralworldnews.com/go/moneylion
If you've signed up for Moneylion anytime in recent history but haven't yet triggered your $50 deposit bonus (or easy $5 signup bonus), I've got great news: check your app, because MoneyLion appears to have extended the timeframe to trigger from 60 days to a whopping 5,224 days (over 14 years)! This means that even if you couldn't do the EASY $100 transfer/deposit back when you signed up, you should still be eligible to receive the $50 deposit bonus. And I say EASY because not only can you trigger the bonus with a direct deposit (from your employer, gig app, etc.), you can also trigger it simply by transferring $100 from within your Current or Found account to Moneylion. Once triggered, bonuses typically post the next day (7 days a week) and come in nightly around 9 PM PST.
Don't leave money on the table with these easy bonuses. And if you haven't signed up yet, you can score $5 just by signing up and opening a free RoarMoney (checking) account... no spend or deposit required to earn this bonus, and you'll get unlimited $5 referral bonuses as well.
Thankfully, I don't have to choose just one app to refer, but if I did, it would hands-down be Moneylion. Since signing up, I've received over $44.7K in bonuses. $32.2K of that came in just last year, and December was my single-month earnings, bringing in $6,840! Last night brought in another $110, and I've earned $360 so far in January. These $5-$55 bonuses add up! More info here.
Two Days Left for Acorns "Refer 3, Get $900" Promo! [Ends 1/11; US]
https://www.referralworldnews.com/go/acorns
If you haven't signed up for Acorns, you have two more days to get in on the nest-egg investing app during this impressive "extra $900 when you refer 3" promo! Between now and 1/11, you'll get a $5 signup bonus when you sign up for Acorns and invest $5 by 1/11. $5 referral bonuses as well, and if you refer three people by 1/11 who complete these same steps, you'll earn another $900 ($920 in total)!
Be sure that if you are signing up, you complete all the steps. Each week, I'll get at least one person who signs up but doesn't invest the $5 to trigger the signup and referral bonuses. The key things to remember: Sign up, verify your identity, invest $5, and leave it in until you receive your bonus from Acorns. If you need assistance with any of the steps, email me at [email protected]; I'm happy to help!
Note that Acorns charges a monthly $3 fee after your first 30 days. You'll need to pay the first $3 subscription fee to qualify for the big $900 promo. Once you and/or your referrer receive the bonus, you can cancel if you choose; however, I recommend keeping them, as they frequently offer generous referral bonuses. I've earned thousands from Acorns from promotions just like this one.
Free Cash Giveaways This Month!
https://www.referralworldnews.com/giveaways
It literally pays to be in my referral groups! If you haven't joined my Facebook referral groups, Easy Paying Referral Apps 2 and Easy Paying Referral Apps 3 yet, you'll want to. I'm giving away cash at random amounts and times (totalling $100 by month's end) and all you need to do is be a member of both groups.
Since creating these groups, I've already given away $175. And in addition to these January giveaways, I'll also be giving away $50 in each group once each group reaches 2,000 members. You can help speed up these giveaways by inviting others, sharing and crossposting (where allowed), sharing this giveaway on your profile page, etc.
For more info on these giveaways and screenshot proof, see my featured post here, and good luck!
Aven's $2,500 Sweepstakes Happening Tonight! [US]
http://aven.com/advisor - code JOHN85527
It's January, which means that for anybody referring Aven, your twenty available referral spots have reset, and you can start referring again! And the news gets even better: Aven's holding another $2,500 giveaway tonight, just before 6 PM PST! All members need to do to enter is open the app and click the sweepstakes lounge before 5:59 PM PST.
I love referring this one because it gives new members $5 just for signing up and connecting their bank account. The $5 hits your Aven account instantly and withdraws to your bank in 2-3 days. And you'll get a $1-$100 bonus for each person you refer (up to the first 20 per month, the amount determined by wheel spins).
Aven has been among my top earners most months since I started referring it. And this month is no exception. I've already received $120 in bonuses since 1/1! For more info on Aven, see my featured post here.
Ally, my Second Favorite Banking App! [US]
https://www.referralworldnews.com/go/ally
I love banking apps. They tend to give higher signup and referral bonuses than most other apps. Unfortunately, these bonuses aren't always attainable by everyone because of being US-only and often requiring large direct deposit bonuses (though if you follow my posts, you know that most of these have workarounds). Ally offers one of the highest signup bonuses and is also incredibly easy to trigger!
New users can earn a $100 signup bonus by opening an Ally Spending (checking) Account. You can skip the opening deposit during signup, then fund the account with as little as $1 within 30 days. This can be done through a direct deposit from your employer, or by making a push (aka external ACH) transfer from Current, Found, Varo, or Wise (other banks may work as well, YMMV). Once triggered, the $100 bonus typically posts to your account in about a week.
There is also a Savings Account option, but it takes longer. This requires three monthly recurring deposits of $1 or more. The bonus posts within 30 days after the third deposit, which means waiting about three months total. You can only receive one $100 signup bonus total, regardless of account type.
Ally also pays $50 per referral, up to $250 per calendar year. Referral links are emailed after your signup bonus posts, and Ally typically pays bonuses on Thursday nights (into Friday morning). This makes it easy to track and stack referrals once you are approved.
Ally's bonuses rank among the easiest and fastest paying banking bonuses. For more info, see my featured post here. And for more banking apps, check out my featured list here.
Promos Ending Soon! [Multiple Countries]
https://www.referralworldnews.com/endingsoon
Many of these signup and referral bonuses in Referral World are limited-time offers (like the ones mentioned above). You can find more limited-time offers along with new and renewed promos in my featured post here.
Recap of Last Week's RWN:
The New “Featured Side Hustles” List Is Published!
Score Free Netflix Stock from Stash!
NEW & PAYING: Zenlit – $5 Signup, $5 Referrals
Acorns “Refer 3, Get $900” Promo!
MyAppFree and Acorns Promos End Today!
I Just Scored Another $100 From Aven!
The New “Featured Instant Apps” Post Is Published!
25% Passive Earnings From Split Drop, 10 Levels Deep!
Norma’s Referrals!
Referrers Are Scoring Huge With Lemon8!
Wings Credit Union’s New $50 Signup and Referral Bonuses
Capital One Venture Triples Referral Bonus to 30K Miles!
Scrambly’s New, Instant $5 Signup and $15 Affiliate Bonuses!
Fetch’s Increased $4 Referral Bonuses and Extra Earnings Promos!
Rakuten’s $50 Bonuses Extended Through March!
Ally Bank’s Quick, Easy $100 Signup Bonus + $50 Referrals
Congrats to the Latest “Easy Paying Referral Apps” Cash Giveaway Winners!
Happy 2026! Happy New Year from RWN!
Win Up to $100 From Me on New Year’s Day!
Chime Members: Send $10, Get $20 Free!
All-Time Single-Month Earnings from This Single App!
My Whales Are Breaching!
Lemon8 Is Still Paying Instantly and Brings Fresh Opportunities!
MyBambu Shutting Down 1/2. What You Need to Know!
End 2025 With a Bang!
More Signup and Referral Bonuses Ending Soon!
Did You Know?
Did you know that while I publish a new issue of Referral World News each week, I update each weekly post daily? Bookmark https://www.referralworldnews.com and check back throughout the week for the latest articles and updates!
Have a Referral News Tip?
Please email me at [email protected] if there's any new app or referral news you think I should know about and/or would like to see featured in Referral World News! If you're a subscriber and I haven't included the app yet, I might surprise you by featuring your link in the article!
Check out my profile, where you can follow me and find my latest posts! You can also follow me and find more of my referrals at:
