Previously the bank app promotion was sign up and spend $15 and get $15 back. Your friend or family member, whom had referred you, would of made $15.
What is the new promotion?: Spend $10, get $20 back. This sounds like a deal to me!
Link: https://join.monzo.com/c/23lrbxk
What is the instructions after clicking referral link?:
A. Sign up and verify your identity (ID and Selfie)
B. Connect Monzo to Google Pay or Apple Pay.
C. Add $10 by “top up with debit card”.
D. Spend the $10 using Google/Apple Pay. Instant $20 once you make your purchase(s)!
How many days do I have to spend $10 to get the signup bonus?: 14 days
Do I have to wait for the physical card to arrive?: No. You can transfer money to and from another bank. You can spend the money anywhere Google/Apple Pay is accepted!